OUR STORY. A BRIGHTER TOMORROW.

From Tradition
to Innovation.

For over 170 years, our family has been connected to finance,
trade and progress. Today, with LiraPay, we bring this heritage
into a new era — global, digital and open to everyone.

Our journey ↓

OUR HERITAGE

A legacy that moves forward.

From 1848 to today, our story has always been about people, trust and new opportunities.

1848

Founded in 1848
by Zannis M. Chrissoveloni.

Our first office opened in Galați, Romania, under the name “Chrissoveloni Fils, maison d’exportation et de banque”, becoming a major contributor to the industrial development of Romania.

1920

The family legacy continues.

Jean N. Chrissoveloni transformed the Merchant Banking Operations into Banca Chrissoveloni S.A.R. He partnered with Banca de Credit Roman, acquired a bank in Sibiu, and expanded internationally with offices in Constantinople, Vienna, Paris and New York.

1948

The bank is closed.

In the communism period (1948–1990) the Bank was closed by the then Government. By that time, Banca Chrissoveloni’s capital was raised to $493 million.

1999 – 2005

Pay Net is founded.

In 1999, Pay Net was founded in Bucharest as the first Third Party Processor in Romania authorized by VISA and MasterCard. It was a pioneer in the Romanian cards industry and served as the processor for 25 small and medium banks before being acquired by Euronet.

2019

LiraPay is launched.

In 2019, we launched LIRAPAY, a mobile payment service using VISA and MasterCard, founded in Malta by John Chrissoveloni and part of the PayNet team. In 2022, we issued the First Global card for a European client.

OUR MISSION

To continue our proud tradition
of offering the finest financial services.

More people.
More possibilities.

OUR VALUES

The same principles.
A brighter future.

Everything we do is guided by a simple set of values. They shape our decisions, our products and the way we work together.

Our values →
  • People first

    We build for real people and real businesses.

  • Integrity

    We act with transparency, honesty and respect.

  • Open to opportunity

    We believe financial freedom shouldn’t have borders.

  • Progress with purpose

    We innovate to create a fairer, more inclusive financial future.

Colleagues talking together in a bright office

Different
backgrounds.
Same purpose.

OUR PEOPLE

A global team
with a shared purpose.

We’re more than colleagues. We’re a community of people across
the world, united by a common goal: working together to make
financial services simpler, fairer and more accessible.

Join our team →

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